Terms and Conditions

Section 1

Agreement to Terms

By accessing or using the Logyc platform, website, or any associated services (collectively, the "Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, you must immediately discontinue use of the Platform.

These Terms constitute a legally binding agreement between you and CREI, the entity that builds and operates the Logyc platform. CREI reserves the right to modify these Terms at any time. Material changes will be communicated via the Platform or by email. Your continued use of the Platform after the effective date of any revision constitutes your acceptance of the updated Terms.

These Terms are supplemental to and incorporate by reference the full CREI Website Terms of Use, Privacy Policy, and Cookie Policy published at crei.com/terms.html. In the event of any conflict between these Terms and the CREI Terms, the CREI Terms shall govern unless expressly stated otherwise herein.

Section 2

About Logyc and CREI

Logyc is a business simulation and decision intelligence platform built and operated by CREI — Capital Returns & Equity Intelligence™ — a decision intelligence firm, enterprise software builder, and AI consultancy operating as a DBA of a registered Oregon limited liability company ("CREI," "we," "us," or "our").

The Logyc platform serves as the technology and modeling foundation through which enterprises model complex systems, evaluate decisions, and simulate outcomes. CREI's advisory and enterprise engagement services are delivered separately and may leverage the Logyc platform as an analytical and decision infrastructure layer.

All CREI corporate policies — including but not limited to Terms of Use, Privacy Policy, Cookie Policy, and applicable legal provisions — apply in full to your use of Logyc. These policies are available at crei.com/terms.html.

Section 3

Eligibility

The Platform is intended for enterprise clients, professional users, and organizations. By using the Platform, you represent and warrant that:

• You are at least 18 years of age;
• You have the legal capacity to enter into binding agreements;
• If accessing on behalf of an organization, you have authority to bind that organization to these Terms;
• Your use of the Platform does not violate any applicable law, regulation, or third-party obligation.

Access to the Platform is granted at CREI's sole discretion and may be limited, conditioned, or revoked at any time.

Section 4

Description of the Platform

Logyc provides an interconnected enterprise modeling and decision simulation environment. The Platform enables users to:

• Model enterprises as interconnected systems spanning value chain, product, operations, and finance;
• Simulate the propagation of internal decisions and external shocks across business variables;
• Apply libraries of algorithms, decision logic, and simulation frameworks to enterprise scenarios;
• Incorporate human expertise and available data — including imperfect or incomplete data sets — into structured models;
• Evaluate trade-offs across cost, service, capital, risk, and strategic dimensions;
• Generate decision-ready outputs with surfaced assumptions, constraints, and implications.

The Platform is a decision support tool. All outputs, analyses, model results, simulations, and recommendations generated by the Platform are intended to augment and inform human judgment, not to replace it. No output constitutes investment advice, financial advice, legal advice, tax advice, or a professional recommendation of any kind.

Section 5

Acceptable Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Platform to develop a competing product, service, or platform without prior written consent from CREI;
• Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, models, or methodologies underlying the Platform;
• Use automated tools, bots, scripts, or scrapers to access or extract data from the Platform without written authorization;
• Introduce viruses, malware, or any code designed to interfere with the Platform's operation;
• Attempt to probe, scan, or test the security of the Platform or connected systems without written authorization;
• Circumvent any access controls, authentication mechanisms, or usage restrictions;
• Share access credentials or permit unauthorized users to access the Platform;
• Use Platform outputs to generate content or make decisions that violate applicable law or infringe on third-party rights;
• Upload or process data on the Platform that you do not have the right to share, including data protected by third-party confidentiality obligations or regulatory restrictions without appropriate safeguards;
• Engage in any use that could damage, overburden, or impair the Platform or its infrastructure.

CREI reserves the right to investigate potential violations and, where appropriate, suspend or terminate access without notice.

Section 6

Enterprise Data

6.1 Your Data

You retain ownership of all business data, operational information, financial data, and other enterprise information that you upload, input, or transmit to the Platform ("Enterprise Data"). By providing Enterprise Data, you grant CREI a limited, non-exclusive license to process, store, and use that data solely for the purpose of delivering the Platform's services to you.

6.2 Data Responsibility

You are solely responsible for ensuring that your use of Enterprise Data on the Platform complies with all applicable laws and any confidentiality, contractual, or regulatory obligations that govern that data. You represent and warrant that you have all necessary rights, consents, and permissions to upload and process the Enterprise Data on the Platform.

6.3 Imperfect and Incomplete Data

The Platform is designed to function with imperfect, incomplete, and partially structured data. The Platform may identify data gaps, surface missing information, and incorporate expert input to approximate missing values. Users acknowledge that model outputs generated from incomplete data carry inherent uncertainty and should be interpreted accordingly.

6.4 AI Model Training

CREI will not use your Enterprise Data to train, fine-tune, or improve its general AI models or algorithms without your explicit written consent. Aggregated, anonymized, or de-identified data may be used for platform improvement purposes in accordance with the CREI Privacy Policy.

Section 7

Intellectual Property

All components of the Logyc Platform — including but not limited to software, source code, algorithms, decision models, simulation frameworks, knowledge graph architecture, data structures, APIs, user interfaces, trademarks, trade names, and documentation — are the proprietary intellectual property of CREI and are protected by United States and international copyright, trademark, patent, and trade secret laws.

The name "Logyc," the Logyc logo, and all associated branding are trademarks of CREI. Nothing in these Terms transfers any intellectual property rights to you.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your internal business purposes in accordance with these Terms. This license does not include the right to sublicense, resell, distribute, or create derivative works of any Platform component.

Client-specific deliverables, custom model configurations, and ownership of engagement-specific outputs are governed by individual engagement or subscription agreements.

Section 8

Platform Outputs and Simulation Results

Analyses, simulations, scenario results, trade-off assessments, recommendations, and other outputs generated by the Platform through the processing of your Enterprise Data ("Platform Outputs") are provided for your internal decision-support use.

Platform Outputs do not constitute professional advice of any kind. CREI expressly disclaims any responsibility for decisions made in reliance on Platform Outputs. The accuracy of any output depends on the quality, completeness, and correctness of the Enterprise Data provided and the inherent limitations of modeling and simulation technology.

Unless expressly agreed in a separate written agreement, intellectual property rights in Platform Outputs derived substantially from CREI's proprietary models, algorithms, and frameworks remain with CREI.

Section 9

Subscriptions, Access, and Fees

Access to the Logyc Platform is currently provided on an invitation and engagement basis. When subscription or SaaS access tiers become generally available, the following will apply:

• Pricing, billing cycles, and payment terms will be disclosed in full prior to purchase;
• Subscriptions may renew automatically; cancellation procedures will be clearly stated;
• Service-level commitments, uptime guarantees, and support terms will be published;
• Refund policies will be published in connection with each paid service tier;
• CREI reserves the right to modify pricing with reasonable advance notice to current subscribers;
• Platform access licenses are personal to the subscribing entity and are non-transferable.

All fees are non-refundable unless expressly stated in a specific service agreement.

Section 10

Third-Party Services and Integrations

The Platform may integrate with or link to third-party data sources, software systems, APIs, or services. CREI does not endorse, control, or assume responsibility for third-party services. Your use of any third-party integration is subject to the terms and policies of that third party.

Enterprise data shared with third-party integrations at your direction is governed by your agreements with those third parties. CREI is not responsible for the security, availability, or performance of third-party services.

Section 11

Disclaimers

THE PLATFORM AND ALL CONTENT, MATERIALS, SOFTWARE, ALGORITHMS, MODELS, SIMULATIONS, AND OUTPUTS PROVIDED THROUGH THE PLATFORM ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT.

CREI does not warrant that the Platform will be uninterrupted, error-free, secure, or free from harmful components. CREI does not guarantee the accuracy, completeness, or reliability of any model output, simulation result, or AI-generated analysis.

The Platform is designed to support decision-making under conditions of imperfect information. Users acknowledge that all models involve simplifying assumptions, and outputs should be treated as one input into a broader decision process involving qualified human judgment.

Section 12

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CREI, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITY, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM, ANY SOFTWARE, MODEL OUTPUTS, OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY.

Without limiting the foregoing, CREI shall not be liable for any decisions made, actions taken, capital allocated, or losses incurred in reliance on Platform outputs, simulations, analyses, or recommendations.

CREI's total aggregate liability for any claims arising under these Terms shall not exceed the greater of one hundred U.S. dollars ($100.00) or the amounts paid by you to CREI in the twelve (12) months immediately preceding the claim giving rise to liability.

Section 13

Indemnification

You agree to indemnify, defend, and hold harmless CREI and its officers, directors, members, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any applicable law; (d) any Enterprise Data you provide to the Platform; or (e) your infringement of any third-party right.

Section 14

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict-of-laws principles.

Any dispute arising out of or relating to these Terms or the use of the Platform shall first be submitted to good-faith mediation. If mediation is unsuccessful within thirty (30) days, the dispute shall be resolved by binding arbitration in Portland, Oregon, administered in accordance with the rules of the American Arbitration Association (AAA).

Class Action Waiver: You and CREI agree that each party may bring claims only in its individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

Notwithstanding the above, either party may seek injunctive or equitable relief in a court of competent jurisdiction in Multnomah County, Oregon.

Section 15

General Provisions

15.1 Termination

CREI reserves the right to suspend or terminate your access to the Platform at any time, for any reason, with or without notice. Provisions that by their nature should survive termination — including intellectual property, disclaimers, limitations of liability, and indemnification — shall survive.

15.2 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

15.3 Entire Agreement

These Terms, together with the CREI Terms of Use, Privacy Policy, and Cookie Policy at crei.com/terms.html, and any executed engagement or subscription agreement, constitute the entire agreement between you and CREI with respect to the Platform. They supersede all prior communications, proposals, and representations.

15.4 Assignment

You may not assign or transfer your rights under these Terms without CREI's prior written consent. CREI may assign these Terms in connection with a merger, acquisition, or sale of assets without restriction.

15.5 Waiver

No waiver of any provision of these Terms shall be effective unless in writing. Failure to enforce any right or provision shall not constitute a waiver of that right or provision.

Section 16

Contact

For questions regarding these Terms, engagement inquiries, or access requests: